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Instant loan for travel
Book tickets when the fare is right — for a family function, a holiday or an urgent trip home.
- Just Aadhaar & PAN
- No salary slip to apply
- Low credit score? Apply anyway
- Money straight to your bank
Overview
Fares rise as the date comes closer. An instant loan lets you book now and repay after the trip. Keep the tenure short so you finish paying soon after you return.
Why it works for you
Book early, pay later.
Hotels and homestays.
Weddings and festivals back home.
When you need to leave today.
How to get it
- Pick amount & days
Choose ₹5,000 to ₹1,00,000 for 30 days to 365 days days. You see the interest and the repay date at once.
- Verify your mobile
Enter the OTP we send by SMS. No app download needed.
- Share Aadhaar & PAN details
Basic details and online KYC with the RBI-regulated lending partner.
- Money to your bank
Accept the Key Fact Statement and the lender sends the money straight to your bank account.
Interest & charges
Interest is 0.5% to 1% per day on the amount you borrow (APR 182.5% – 365%), for the days you keep the money. The lender may also charge a processing fee and GST. Everything is shown in its Key Fact Statement before you accept. BrightDhan never charges you an advance fee. See rates & charges.
Ready when you are
About 2 minutes, 100% online.
Get instant loanFrequently asked questions
Is approval guaranteed?
No. The RBI-regulated lending partner decides after its own checks (KYC, credit history, income). Applying is free.
Do I have to pay anything to apply?
No. BrightDhan never asks for an advance fee. If anyone asks you for money to approve a loan, do not pay and call us on +91 85957 02470.