From your first tap to repayment – what happens at each step, and who does what.
Who does what at each step.
Mobile number and consent, loan amount, monthly salary, city, CIBIL range and your name – mostly taps, about 2 minutes. You get a reference number at the end.
With your consent we share your request with an RBI-regulated lending partner whose criteria fit your profile. If your CIBIL is below 700, we show you another option instead.
You continue on the lender's secure page or app with your PAN, Aadhaar and salary bank account. The lender may check your credit report.
Before you accept, the lender shows the amount, interest, processing fee, APR, repayment date and total to repay. Read it carefully – you decide whether to accept.
After approval and your acceptance, the lender sends the money to your bank account (after deducting the processing fee, if applicable).
Repay the lender in one go on the due date, usually your salary day. On-time repayment helps your CIBIL score.
No branch visit and no paperwork to courier.
Mobile, amount, salary, city, CIBIL and name – mostly just taps.
Continue on the lending partner's secure page with PAN, Aadhaar and bank details.
After approval, the lender sends the amount to your bank account. Repay in 15–45 days.
BrightDhan works with a network of RBI-regulated lending partners. We match your request with the right lender in the network – so you deal only with genuine, regulated lenders.
Every loan in the alliance is given by an RBI-regulated lending partner.
Interest, fee, APR and total repayment are shown before you accept.
Nobody in the alliance asks you to pay before your loan is approved.
Your details are shared only with the lender that handles your request.
Check these before you apply.
Short-term loans of ₹2,000 to ₹30,000 for salaried people.
Six quick questions, mostly taps. No documents to upload and no advance fee.
We are not taking new loan applications right now. Please check again soon.
Questions? Write to support@quickloan.indifunds.com
Rent, fees, a hospital bill – take a short-term loan now and repay when your salary comes.
