Low credit score? You can still apply

Credit scores run from 300 to 900. A low score usually means late payments in the past; a new borrower may have no score at all. You can still apply with BrightDhan. The lending partner decides the amount and rate after its checks — a low score may mean a smaller first loan.

• Pay every EMI and card bill on time.
• Keep your credit card use below 30% of the limit.
• Do not apply with many lenders on the same day.
• Check your credit report for mistakes and get them corrected.

Interest is 0.5% to 1% per day on the amount you borrow (APR 182.5% – 365%), for the days you keep the money. The lender may also charge a processing fee and GST. Everything is shown in its Key Fact Statement before you accept. BrightDhan never charges you an advance fee. See rates & charges.