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- Documents Required
Documents required
Just Aadhaar & PAN to apply. No salary slip and no paper forms.
- Just Aadhaar & PAN
- No salary slip to apply
- Low credit score? Apply anyway
- Money straight to your bank
To apply
| Document | Why it is needed |
|---|---|
| Aadhaar | Identity & address — online KYC with the lender (OTP on your Aadhaar-linked mobile) |
| PAN | Credit check by the lender |
| Bank account in your name | To receive the money and set up repayment |
Sometimes asked by the lender
- Bank statement of recent months (for some profiles)
- A selfie / live photo during the lender's KYC
No salary slip is needed to apply.
Have Aadhaar & PAN?
You are ready to apply.
Get instant loanFrequently asked questions
Is approval guaranteed?
No. The RBI-regulated lending partner decides after its own checks (KYC, credit history, income). Applying is free.
Do I have to pay anything to apply?
No. BrightDhan never asks for an advance fee. If anyone asks you for money to approve a loan, do not pay and call us on +91 85957 02470.