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BrightDhan › Medical emergency loan
🩺 Medical emergency loan

Medical emergency loan for bills that can't wait

Doctor visits, tests, medicines or a hospital deposit before payday? Request ₹2,000 to ₹30,000 online.

📱 100% online 🏦 Direct to your bank 🛡️ No advance charges 📄 PAN + Aadhaar only
₹2k – ₹30kLoan amount
15 – 45 daysEasy tenure
2 minTo apply
Loan amount₹2,000 – ₹30,000
Tenure15 – 45 days
Interest rate34% – 54% p.a.
Processing fee10% – 20%
About this loan

A small loan for urgent medical costs

Health expenses are often sudden and urgent: a consultation, diagnostic tests, a course of medicines, a minor procedure or a hospital admission deposit. If they come before salary day, a short-term medical emergency loan can cover the gap so treatment is not delayed.

BrightDhan lets salaried people request ₹2,000 to ₹30,000 for 15 to 45 days. The loan is given by an RBI-regulated lending partner and is sent to your bank account after approval, so you can pay the hospital, pharmacy or lab directly.

For larger or planned treatments, health insurance or a longer-tenure loan may suit you better. A short-term loan is meant for smaller, short-term needs.

Uses & benefits

What it can cover

A small, short-term loan – simple and transparent.

🩺

Consultations

Doctor and specialist visits.

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🧪

Tests & scans

Blood tests, X-rays, ultrasound and other diagnostics.

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💊

Medicines

Prescribed medicines and medical supplies.

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🏥

Hospital deposit

Admission deposits and small procedures.

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🦷

Dental & eye care

Dental work, spectacles or lenses.

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🚑

Family care

Medical costs for parents, spouse or children.

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Example

An example

Sunita's father needs tests and medicines costing ₹12,000, 20 days before her salary. She requests ₹12,000 for 30 days. At an illustrative 34% p.a. the interest is about ₹335; the lender's processing fee and GST are shown separately. She repays about ₹12,335 from her salary. Her real figures would be in the Key Fact Statement.Illustrative example only. The lender decides your actual amount, rate and charges.
⚡ Need urgent funds?

Get up to ₹30,000 straight to your bank account

For salaried people – apply from your phone in about 2 minutes.

✓ No advance fee✓ 100% online✓ Repay in 15–45 days
Apply now →
Your loan offerUp to ₹30,000
Choose amount
Tenure15–45 days
Money toYour bank
Advance fee₹0
Apply now →
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Eligibility

Who can apply

Check these before you apply.

You can apply if

  • You are a salaried employee aged 21 to 58 years
  • Your CIBIL score is 700 or more
  • No late EMI payments in the last 6 months
  • No settled or written-off loan in the last 18 months
  • Not more than 10 loan enquiries in the last 30 days
🪮 PAN🔑 Aadhaar🏦 Salary bank account

Good to know

  • Not available in Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Tripura, Sikkim, Jammu & Kashmir and West Bengal
  • New-to-credit profiles (no CIBIL history) are not eligible for this loan
  • CIBIL below 700? Apply anyway – we'll show you another option
  • Final approval, amount and charges are decided by the lender
Ticks all the boxes?Apply in about 2 minutes – no documents to upload now.
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FAQ

Questions people ask

Quick answers.

Can I use the loan for a family member's treatment?

Yes. The loan is in your name, and you can use it for your own or your family's medical costs.

Do I need hospital bills to apply?

No. You do not upload bills on our page. The lender only does its standard KYC.

Is this a replacement for health insurance?

No. It is a small short-term loan. For big or planned treatments, health insurance or a longer loan is usually better.

How much can I borrow?

From ₹2,000 to ₹30,000, decided by the lender.

When do I repay?

In one repayment after 15 to 45 days, usually on salary day.

Our loans

Explore BrightDhan

Short-term loans of ₹2,000 to ₹30,000 for salaried people.

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Apply in about 2 minutes

Six quick questions, mostly taps. No documents to upload and no advance fee.

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Questions? Write to support@quickloan.indifunds.com

🔥 Salary late? Bills due?

Don't wait for salary day

Rent, fees, a hospital bill – take a short-term loan now and repay when your salary comes.

✓ ₹2,000 – ₹30,000✓ PAN + Aadhaar only✓ RBI-regulated lenders
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TodayMonth-end
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Rent is dueReminder · 1st of the month
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Salary on the 7thStill 6 days to go
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BrightDhanUp to ₹30,000 · 15–45 days
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