Everything about eligibility, charges, repayment, CIBIL and safety in one place.
Can't find it? Call us on 8595702470 (Mon–Sat, 10 AM – 7 PM).
Salaried employees aged 21 to 58 with a CIBIL score of 700 or more, no late EMI payments in the last 6 months, no settled or written-off loan in the last 18 months and not more than 10 loan enquiries in the last 30 days.
This product is only for salaried people. Self-employed applicants can call us on 8595702470 to discuss other options.
No. You need only your PAN card and Aadhaar card – no salary slip, no income documents and nothing to upload. The process is 100% paperless; the money goes to the bank account where your salary is credited. Read more
There is no fixed minimum salary on our form – you can apply even if you earn below ₹15,000. The lender decides the amount based on your salary, CIBIL score and repayment history, so a lower salary can mean a smaller amount. Read more
This loan needs 700 or more. Apply anyway – if your score is lower or you are not sure, we will show you another option.
Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Tripura, Sikkim, Jammu & Kashmir and West Bengal.
From ₹2,000 to ₹30,000. The lender decides the final amount based on your salary and credit profile.
Interest is 34% to 54% per year and the processing fee is 10% to 20% of the loan plus GST. The Key Fact Statement shows the exact APR and total repayment before you accept.
No. BrightDhan charges you nothing. Only the lender's charges apply, as shown in its Key Fact Statement.
Usually yes – the lender takes the processing fee and GST from the loan amount. Your loan documents show the exact amount you will receive.
15 to 45 days, in a single repayment, usually matched to your salary date.
You repay the lender directly, as explained in your loan agreement. BrightDhan does not collect repayments.
Late payment can lead to extra charges and can lower your CIBIL score. Contact the lender early if you expect a problem.
Early repayment terms are set by the lender and shown in your loan documents.
Your PAN, Aadhaar and the bank account where your salary comes. KYC is done online with the lender; you do not upload documents on our page.
You can apply in about 2 minutes. Approval and transfer time depend on the lender's checks, so we do not promise a fixed time.
An RBI-regulated lending partner in the BrightDhan Lending Alliance. BrightDhan is a loan facilitation service and does not lend money.
No. Never pay an advance fee to anyone for a loan. If someone asks, do not pay and call us on 8595702470.
Your data is sent over HTTPS and shared only with the lender that handles your request, with your consent. See our Privacy Policy.
Contact support first, then our Grievance Redressal Officer. See the Grievance Redressal page for the full process.
Check these before you apply.
Short-term loans of ₹2,000 to ₹30,000 for salaried people.
Six quick questions, mostly taps. No documents to upload and no advance fee.
We are not taking new loan applications right now. Please check again soon.
Questions? Write to support@quickloan.indifunds.com
Rent, fees, a hospital bill – take a short-term loan now and repay when your salary comes.
