- Home
- Eligibility
Instant loan eligibility
Simple criteria to apply. The RBI-regulated lending partner makes the final decision after its checks.
- Just Aadhaar & PAN
- No salary slip to apply
- Low credit score? Apply anyway
- Money straight to your bank
Who can apply
Aged 21 to 58 years.
Salaried or self-employed. Our form has no minimum salary.
Low or new score? You can still apply.
The money is sent to an account in your name.
What the lender looks at
The lender checks your identity (Aadhaar KYC), your credit history (via PAN), your income and your existing loans. Approval and the amount depend on its policy, so meeting these basics does not guarantee a loan.
Check your eligibility
Free and about 2 minutes.
Get instant loanFrequently asked questions
Is approval guaranteed?
No. The RBI-regulated lending partner decides after its own checks (KYC, credit history, income). Applying is free.
Do I have to pay anything to apply?
No. BrightDhan never asks for an advance fee. If anyone asks you for money to approve a loan, do not pay and call us on +91 85957 02470.