- Home
- Salary Advance Loan
Salary advance before payday
Cover the days until your next salary with an instant loan of up to ₹1,00,000 and repay when the salary arrives.
- Just Aadhaar & PAN
- No salary slip to apply
- Low credit score? Apply anyway
- Money straight to your bank
Overview
Rent, school fees or a bill due before your salary date? A salary advance is a short instant loan you repay from your next salary. The default tenure is 30 days; pick more days if you need them.
Why it works for you
Match the due date to your salary date.
About 2 minutes online.
No salary slip to apply.
Interest only for the days used.
How to get it
- Pick amount & days
Choose ₹5,000 to ₹1,00,000 for 30 days to 365 days days. You see the interest and the repay date at once.
- Verify your mobile
Enter the OTP we send by SMS. No app download needed.
- Share Aadhaar & PAN details
Basic details and online KYC with the RBI-regulated lending partner.
- Money to your bank
Accept the Key Fact Statement and the lender sends the money straight to your bank account.
Interest & charges
Interest is 0.5% to 1% per day on the amount you borrow (APR 182.5% – 365%), for the days you keep the money. The lender may also charge a processing fee and GST. Everything is shown in its Key Fact Statement before you accept. BrightDhan never charges you an advance fee. See rates & charges.
Ready when you are
About 2 minutes, 100% online.
Get instant loanFrequently asked questions
Is approval guaranteed?
No. The RBI-regulated lending partner decides after its own checks (KYC, credit history, income). Applying is free.
Do I have to pay anything to apply?
No. BrightDhan never asks for an advance fee. If anyone asks you for money to approve a loan, do not pay and call us on +91 85957 02470.