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BrightDhan › Short-term personal loan
⏱️ Short-term personal loan

Short-term personal loan for 15 to 45 days

A small personal loan with one simple repayment. Request ₹2,000 to ₹30,000 online and repay in 15–45 days.

📱 100% online 🏦 Direct to your bank 🛡️ No advance charges 📄 PAN + Aadhaar only
₹2k – ₹30kLoan amount
15 – 45 daysEasy tenure
2 minTo apply
Loan amount₹2,000 – ₹30,000
Tenure15 – 45 days
Interest rate34% – 54% p.a.
Processing fee10% – 20%
About this loan

What is a short-term personal loan?

A short-term personal loan is an unsecured loan for a small amount, repaid over a few weeks instead of months or years. You do not pledge anything as security, and there is usually a single repayment at the end of the tenure rather than monthly EMIs.

BrightDhan connects salaried people with RBI-regulated lending partners that offer ₹2,000 to ₹30,000 for 15 to 45 days. You apply online, complete KYC with the lender, and if approved the money is sent to your bank account.

Short-term loans cost more per year than long-term loans, but for a few weeks the total cost can be small. Always check the total repayment in the Key Fact Statement before you accept.

Uses & benefits

Key features

A small, short-term loan – simple and transparent.

₹

₹2,000 – ₹30,000

Choose the amount you need; the lender decides the final amount.

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📅

15 – 45 days

A short tenure with a single repayment.

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🔓

No security

Unsecured – nothing to pledge.

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📈

34% – 54% p.a.

Interest set by the lender within this range.

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📄

Fee 10% – 20%

Processing fee + GST, shown before you accept.

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🏛️

Regulated lenders

Loans are given only by RBI-regulated lending partners.

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Example

Short-term vs EMI loan

A ₹20,000 loan for 30 days at an illustrative 44% p.a. costs about ₹723 in interest, plus the lender's processing fee and GST. An EMI loan spreads repayment over months but adds interest for every month. For a gap of a few weeks, a short-term loan with one repayment is often simpler – as long as you can repay it on time.Illustrative example only. The lender decides your actual amount, rate and charges.
⚡ Need urgent funds?

Get up to ₹30,000 straight to your bank account

For salaried people – apply from your phone in about 2 minutes.

✓ No advance fee✓ 100% online✓ Repay in 15–45 days
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Your loan offerUp to ₹30,000
Choose amount
Tenure15–45 days
Money toYour bank
Advance fee₹0
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Eligibility

Who can apply

Check these before you apply.

You can apply if

  • You are a salaried employee aged 21 to 58 years
  • Your CIBIL score is 700 or more
  • No late EMI payments in the last 6 months
  • No settled or written-off loan in the last 18 months
  • Not more than 10 loan enquiries in the last 30 days
🪮 PAN🔑 Aadhaar🏦 Salary bank account

Good to know

  • Not available in Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Tripura, Sikkim, Jammu & Kashmir and West Bengal
  • New-to-credit profiles (no CIBIL history) are not eligible for this loan
  • CIBIL below 700? Apply anyway – we'll show you another option
  • Final approval, amount and charges are decided by the lender
Ticks all the boxes?Apply in about 2 minutes – no documents to upload now.
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FAQ

Questions people ask

Quick answers.

Is a short-term personal loan unsecured?

Yes. You do not need to pledge any asset.

Do I pay EMIs?

No. These loans usually have a single repayment at the end of 15 to 45 days. Check your loan agreement for the exact schedule.

What does it cost?

Interest is 34% to 54% per year and the processing fee is 10% to 20% plus GST. The Key Fact Statement shows the exact APR and total repayment.

Who can apply?

Salaried people aged 21 to 58 with a CIBIL score of 700 or more, no late EMIs in the last 6 months and no settled or written-off loan in the last 18 months.

Can I take another loan after repaying?

Repeat loans depend on the lender's policy and your repayment history.

Our loans

Explore BrightDhan

Short-term loans of ₹2,000 to ₹30,000 for salaried people.

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Apply in about 2 minutes

Six quick questions, mostly taps. No documents to upload and no advance fee.

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Questions? Write to support@quickloan.indifunds.com

🔥 Salary late? Bills due?

Don't wait for salary day

Rent, fees, a hospital bill – take a short-term loan now and repay when your salary comes.

✓ ₹2,000 – ₹30,000✓ PAN + Aadhaar only✓ RBI-regulated lenders
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TodayMonth-end
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Rent is dueReminder · 1st of the month
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Salary on the 7thStill 6 days to go
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BrightDhanUp to ₹30,000 · 15–45 days
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