BrightDhan’s lending partner lends to salaried people with a CIBIL score of 700 or more. Here is what that means, how to check your score and what you can do if it is lower.
Your CIBIL score (300 to 900) sums up how you have repaid loans and credit cards. Because BrightDhan gives small loans online, the lending partner relies on a good score – 700 or more. A higher score does not guarantee a loan, but below 700 the application is not sent to BrightDhan’s lending partner. A lower score does not leave you stuck: you are shown another option.
A small, short-term loan – simple and transparent.
For salaried people – apply from your phone in about 2 minutes.
Check these before you apply.
Quick answers.
700 or more.
The lender’s credit check is recorded as an enquiry. One application has a small effect; many in a short time have more.
BrightDhan needs a score of 700 or more. If you have no score yet, apply anyway and you will be shown another option.
You can get a free credit report once a year from CIBIL’s website, and many banking apps show your score.
Short-term loans of ₹2,000 to ₹30,000 for salaried people.
Six quick questions, mostly taps. No documents to upload and no advance fee.
We are not taking new loan applications right now. Please check again soon.
Questions? Write to support@quickloan.indifunds.com
Rent, fees, a hospital bill – take a short-term loan now and repay when your salary comes.