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BrightDhan › Short-term loan for salaried employees
💼 For salaried people

Short-term loan for salaried employees, repaid from your salary

BrightDhan is built for people with a monthly salary: borrow ₹2,000 to ₹30,000 for 15 to 45 days and repay in one go after your salary comes in.

📱 100% online 🏦 Direct to your bank 🛡️ No advance charges 📄 PAN + Aadhaar only
₹2k – ₹30kLoan amount
15 – 45 daysEasy tenure
2 minTo apply
Loan amount₹2,000 – ₹30,000
Tenure15 – 45 days
Interest rate34% – 54% p.a.
Processing fee10% – 20%
About this loan

Who can apply

Salaried employees of private companies, government offices, hospitals, schools, factories, retail stores and BPOs can apply, as long as the salary comes into a bank account every month. The lending partner also needs an age of 21 to 58, a CIBIL score of 700 or more and a home in a city it serves. Self-employed people and cash salaries are not covered by BrightDhan.

Uses & benefits

What lenders look at

A small, short-term loan – simple and transparent.

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Monthly salary

Your in-hand salary credited to your bank account.

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Current job

Lenders like at least one or two salaries from your current employer.

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CIBIL 700+

A good repayment record is required for BrightDhan.

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Existing EMIs

How much of your salary already goes to EMIs.

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Your city

Your city must be one the lending partner serves.

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KYC documents

PAN and Aadhaar online; sometimes a salary slip or bank statement.

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Example

Choosing the right amount

Before applying, take your next salary and subtract rent, EMIs and household costs. The repayment – the loan plus the charges shown in the Key Fact Statement – should fit comfortably in what is left. If it does not, ask for a smaller amount. A loan you repay on time also helps your credit score.Illustrative example only. The lender decides your actual amount, rate and charges.
⚡ Need urgent funds?

Get up to ₹30,000 straight to your bank account

For salaried people – apply from your phone in about 2 minutes.

✓ No advance fee✓ 100% online✓ Repay in 15–45 days
Apply now →
Your loan offerUp to ₹30,000
Choose amount
Tenure15–45 days
Money toYour bank
Advance fee₹0
Apply now →
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Eligibility

Who can apply

Check these before you apply.

You can apply if

  • You are a salaried employee aged 21 to 58 years
  • Your CIBIL score is 700 or more
  • No late EMI payments in the last 6 months
  • No settled or written-off loan in the last 18 months
  • Not more than 10 loan enquiries in the last 30 days
🪮 PAN🔑 Aadhaar🏦 Salary bank account

Good to know

  • Not available in Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Tripura, Sikkim, Jammu & Kashmir and West Bengal
  • New-to-credit profiles (no CIBIL history) are not eligible for this loan
  • CIBIL below 700? Apply anyway – we'll show you another option
  • Final approval, amount and charges are decided by the lender
Ticks all the boxes?Apply in about 2 minutes – no documents to upload now.
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FAQ

Questions people ask

Quick answers.

Can self-employed people apply?

No. BrightDhan’s lending partner lends to salaried people only.

I get my salary in cash. Can I apply?

Lenders need to see your salary in a bank account, so cash salaries usually do not qualify.

I just joined a new job. Can I apply?

Many lenders want at least one or two salary credits from your current employer. Apply after your first salary if you can.

Do I need a salary slip?

Not always. Some lenders verify your salary from your bank statement and tell you if they need a slip.

Our loans

Explore BrightDhan

Short-term loans of ₹2,000 to ₹30,000 for salaried people.

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Apply in about 2 minutes

Six quick questions, mostly taps. No documents to upload and no advance fee.

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We are not taking new loan applications right now. Please check again soon.

Questions? Write to support@quickloan.indifunds.com

🔥 Salary late? Bills due?

Don't wait for salary day

Rent, fees, a hospital bill – take a short-term loan now and repay when your salary comes.

✓ ₹2,000 – ₹30,000✓ PAN + Aadhaar only✓ RBI-regulated lenders
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TodayMonth-end
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Rent is dueReminder · 1st of the month
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Salary on the 7thStill 6 days to go
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BrightDhanUp to ₹30,000 · 15–45 days
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